Buying Your First Home. What to expect?

I’ve put together a carefully curated selection of the home buying process. This blog is a little different because it goes more in depth of each step.

Writing by the Water

The Decision

February 6th, 2021

First and foremost, I want to thank you all my friends, family, clients, future clients for visiting my blog. I am grateful for each and everyone's support. Now, lets dive in shall we?

If you are currently in the process of deciding whether or not to buy your first home, here are some helpful tips.


1. Figure out your Priorities: When searching for the ideal home, location will be a crucial factor. Keep in mind that the value of your home grows overtime and can help with commute, shopping centers, and schools.

2. Consider New or Old Homes?: With older homes, you may have to put in a little money but older homes can be good for people who want to be located in a well established community.

3. Be Realistic: The first home you end up with will probably not be your dream home. Adjust your home to your pre-approval letter so that way you are not wasting time looking at homes that are out of your range. 

The mistake that most first time homeowners make is thinking that they have to get everything they want from their first home. Having this thought usually delays your homebuying process because you will always be waiting on "the perfect home".

According to NAR (National Association of Realtors)- Most families will live in their first home for an average of 13 years.

Your first home is the starting point, not the ends all be all. Why? Because your family grows, life changes, and so does your goals.

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The Hire

February 6th, 2021

This part of the home buying process is especially crucial, hiring the right realtor for yourself and your family. Obviously I am a realtor so I will keep this as unbiased as I can ok guys!! Because all realtors will think they are the best, but what does it mean to really find a realtor that fits your needs?


The one that you feel truly listens to what your family's needs are. They will also take the time to sit down and explain the real estate procedure. 

Realtors will be able to refer you to lenders as a starting point. The truth is that real estate agents do not receive incentives for referring you to these lenders. For the most part, these are lenders that they have worked with successfully in the past. These lenders are more inclined to give you good service because they are partnered with your realtor's company and will lose business if they don't take care of you. 

So just keep that in mind. On the other hand, if you have any companies that you have built a great relationship with, you are always welcome whichever lender you prefer.

Happy Couple

The Search

February 6th, 2021

Searching for a home looks different for everyone. Some people will buy the 1st home they see, some will buy the 25th they see. Be prepared to see multiple homes with your realtor. 

Winning Tip: Keep a folder of the homes you have seen, write down what you like and what you didn't like. This will help serve as a reminder for which home you will ultimately end up with.


I know personally for my boyfriend and I, we have probably seen already up to 25+ homes and still going.

For a very close friend of mine, her and her fiancé fell in love with the 4th home I showed them. Enjoy the process and take your time, when you find the home you will feel it. 

Even sometimes the pictures online do not do the house justice. Be open when you are looking at home, you will be pleasantly surprised at which one you gravitates towards.

A Woman Sitting in a Coffee Shop and Wri

The Offer

February 6th, 2021

Now that you have finally found the house that you love, it is time officially make the offer!

First, Determine what amount you would like to offer on the property. When you are determining what to offer, put yourself in the sellers shoes. At the end of the day, you want the best price for your home and so does the seller. Be willing to meet in the middle or be ready to walk away.

Your realtor will be batting for you and writing up the offer to send to the seller's agent. There could be a chance that there are multiple offers on the table depending on the market you are in. Don't be afraid to talk to your realtor to see how to bring the strongest offer.

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The Home Stretch

February 6th, 2021

After all this waiting, you get a text that your offer has been accepted!!! What next?! After the offer is accepted, you will be going through escrow.


What exactly is escrow? Escrow is the holding period where in the

First 10 days it's usually the Inspection period. Your time to Check the neighborhood, termite inspections, AC inspection, etc. This is your time to get as many inspections if you want to make sure the home is livable. If during anytime of your inspection period that you find too many things wrong, this is your chance to back out and get your deposit back. Make sure you do your due diligence.

At the same time, a lender will send out a third party to check out the correct value of the home. This third party is known as the appraiser. There are 2 things that can happen when an inspection report comes back.

1. The appraisal will come back great, the amount you offered is exactly what the home is worth.

2. The appraisal comes back lower than what you offered. At that point, there will be negotiations with the seller (or not) on a agreed price.


Day 20-30 is typically when you get an official loan approval. Keep in mind the lenders will ask for LOTS of pay stubs, proof of income, proof of funds, etc. 

During this time is when you will usually receive the final loan approval that clears you for closing.


Father and Daughter

The End

February 6th, 2021

Once you have been cleared to close, typically in the last 5 days you will be doing a final walkthrough of your home. This will insure that the home has not had anyone break in, all the items negotiated is still there, all that good stuff.


During this time is also when the lender will make sure that if you and the seller agreed on any repair requests, that it got done.

Once you sign and the seller signs, the funds get there and it is sent out to record, you are OFFICIALLY a home owner!


Your realtor will meet to give you the keys to your home!! All this information could seem overwhelming and that is the reason why using a good realtor is very important. 

I hope this has helped you understand more in depth about the home buying process. Take a deep breath and breath, speak with a realtor and see how you can start the process. It is normal to be nervous, this is one of the biggest investments you will make in your lifetime. 


If you live in Texas and are in need of a realtor feel free to contact me. Let's see what I can do for you.

 Until next time, see you soon friends:)

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